Hello to all, if you are on this page I believe you are ready for the next step, either buying or selling. I am here to help you and to get you started. The new program out is called VHDA and it allows the buyer to purchase with only 1% down payment. That is right 1%, also remember that the % still at a record low 3.88% as of today. The market is in need of homes to sell, which makes it a sellers market, however the programs and the % being so low makes it a buyers market. Give me a call, let me get you in touch with all the right people and lets start searching for your dream home, or sell your dream home and get you in that dream condo. Thanks